Fee Information Document
Name of the account provider: UAB Finansinės paslaugos “Contis“
Account name: MyAhmed EUR
Date: 01 March 2021
This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts.
Fees may also apply for services linked to the account which are not listed here. Full information is available in your terms and conditions (www.myahmed/legal).
General account service
MyAhmed EUR account
€0
Payments (excluding cards)
Sending money in Euros – SEPA
€0
Per payment
Receipt of payments in Euros – SEPA
€0
Per payment
Sending money outside of SEPA zone
Not applicable
Receipt of international payments
Not applicable
Cards and cash
Issuing of debit card
€0
Per card
Issuing of additional debit card
€0
Per card
Replacement debit card
€5
Per card
Card cancellation
€0
Per card
Debit card payment in Euros
€0
Per transaction
Debit card payment in a foreign currency
€0.50 plus 2% of the transaction value
Per transaction
Cash withdrawal in Euros in Europe
€0
Per withdrawal
Cash withdrawal in a foreign currency outside Europe
€0.99 plus 2% of the transaction value
Per withdrawal
Refusing a payment due to lack of funds
€0
Per payment
Allowing a payment despite lack of funds
Not applicable
Other services
ATM balance enquiry
£0
Per enquiry
Glossary of terms
Allowing a payment despite lack of funds
The account provider allows a payment to be made from the customer’s account although there is not enough money in it (or it would take the customer past their arranged overdraft limit).
Arranged overdraft
The account provider and the customer agree in advance that the customer may borrow money when there is no money left in the account. The agreement determines a maximum amount that can be borrowed, and whether fees and interest will be charged.
ATM balance enquiry
The customer views the account balance at a cash machine.
Card cancellation
The account provider charges a cancellation fee if the customer cancels the card order within the first 14 days and a card has already been ordered in the customer’s name.
Cash withdrawal in Euros in Europe
The customer takes cash out of the customer’s account in Euros at a cash machine in Europe.
Cash withdrawal in a foreign currency outside Europe
The customer takes cash out of the customer’s account in foreign currency at a cash machine outside Europe.
Debit card payment in Euros
The customer uses their debit card to make a payment in Euros. This can be in a shop, online or over the phone.
Debit card payment in a foreign currency
The customer uses their debit card to make a payment in foreign currency. This can be in a shop, online or over the phone.
Issuing of debit card
The account provider sends a debit card to the customer.
Issuing of additional debit card
The account provider sends a debit card to the customer for an additional user.
Maintaining the account
The account provider operates the account for use by the customer.
Receipt of international payments
When money is sent to the customer’s account from an account not using a SEPA transfer.
Receipt of payments in Euros – SEPA
When money is sent to the customer’s account from an account using SEPA.
Refusing a payment due to lack of funds
The account provider refuses a payment from the customer’s account because there is not enough money in it.
Replacement debit card
The account provider sends a replacement debit card to the customer.
Sending money in Euros – SEPA
The account provider transfers money, on the instruction of the customer, from the customer’s account to another account using SEPA.
Sending money outside of SEPA zone
The account provider transfers money, on the instruction of the customer, from the customer’s account to another account outside of the SEPA zone.
Unarranged overdraft
The customer borrows money when there is no money left in the account (or the customer has gone past their arranged overdraft limit) and this has not been agreed with the account provider in advance.
The MyAhmed GBP Account and Visa Card is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 900025) to issue e-money and is a member of Visa. Please note that electronic money products are not covered by the Financial Services Compensation Scheme. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent, your funds will be protected against claims made by creditors.
The MyAhmed EUR Account and Visa Card is issued by UAB Finansinės paslaugos “Contis“, company code 304406236, authorised by the Bank of Lithuania under the electronic money institution license No. 53 to issue e-money and is a member of Visa. Please note that electronic money products are not covered by the Deposit Insurance System of the Republic of Lithuania. We ensure that any funds received by you are held in a segregated account so that should UAB Finansinės paslaugos “Contis“ become insolvent, your funds will be protected against claims made by our creditors.