One additional card is available. Additional cardholders must be 18-years-old or over. Additional cards share the MyAhmed account holder’s funds.
£5.00 Lost/ stolen/ damaged replacement card
Free replacement for expired cards.
Monthly Management Fee
£0 per month
First charge is within 15 days of card request.
Card delivery times
Within 10 working days
European & International purchases
£0 plus 0% of the transaction value
Any transaction in a foreign currency will be converted into British Pounds Sterling. We’ll do this at the rate of exchange provided by Visa Europe on the date that they process the transaction. This may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
ATM Withdrawals UK*
ATM Withdrawal Europe* & ATM Withdrawal International*
Europe: £0 plus 2% of the transaction value International (non-Europe): £0 plus 2% of the transaction value
Any transaction in a foreign currency will be converted into pounds. We’ll do this at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
You can request up to £50 cashback at participating UK retailers when making a purchase.
£10,000 (maximum) £10,000 max balance
Add funds to your MyAhmed account by bank transfer from a UK bank account.
£0 + 0%
Maximum amount of £249.
Future dated transfer from account
Transfer money to a UK bank account in three working days.
Next-day transfer from account
Transfer money to a UK bank account on the next working day.
Same-day Faster Payment transfer from account
Transfer money to a UK bank account on the same day via Faster Payments.
Same-day transfer from account (CHAPS)
Transfer money to a UK bank account on the same day. Some restrictions may apply.
Transfer money to a foreign bank account within 1-3 working days. Funds are transferred in GBP; any currency conversion will be conducted by the receiving institution.
ATM balance enquiry
Balance enquiries are FREE through your mobile app.
Optional service for confirmation of purchases, withdrawals and balance enquiries.
Optional service for confirmation of statement generation, bank transfers from account and marketing messages.
Statements paper (per 62 days)
You must request a paper statement by contacting Customer Services.
Statements online (per 62 days)
Applied when there have been no transactions on the account for 90 days.
Standing order setup fee
Unpaid Direct Debit fee
Applies when a direct debit is declined due to insufficient funds in the account.
Administration fee on instigation when the Cardholder requests a chargeback, transaction revocation, manually rectifying Cardholder errors or investigating shortfalls.
Card cancellation fee
When you cancel the agreement within the first 14 days and a card has already been ordered in your name.
When you request a transfer of funds on closing the account.
Minimum single pay-in
Maximum daily ATM withdrawal
The card is valid for 36 months.
Notes to fees and limits:
* Some ATM providers may charge an additional fee. They should advise you of this additional charge before you confirm the transaction.
** Standard operator SMS charges apply for balance requests. Additional charges may apply to receive SMS information outside the UK.